Over-the-Counter (OTC) Drugs and Medicines Today, a huge variety of over-the-counter (OTC) medicines are sold in grocery stores, supermarkets and pharmacies throughout the U.S. that can treat a wide range of potential ailments. Everything from analgesics (pain relievers) to antacids to antihistamines have historically been covered by consumer-directed healthcare accounts, but until the passage of the CARES Act in March 2020, over-the-counter medicines required a prescription to purchase with an FSA/HSA. But thanks to the CARES Act, OTC drugs and medicines are now fully eligible for purchase with tax-free healthcare dollars. In most cases, products that are used to treat medical conditions would be fully covered, but there are some exceptions for vitamins, supplements and other products, so account holders should always check with their benefits administrator to see if their plans cover specific types of over-the-counter medication. For any additional questions regarding a product's eligibility, feel free to explore our _Eligibility List_. Prescription Drugs and Medicines (Rx) In addition to drugs and medicines available over-the-counter, tax-free healthcare funds can also be used to cover the cost of prescription drugs and medicines to treat a wide range of potential health issues.