Reimbursable is a free directory of 890+ items eligible for tax-free HSA and FSA spending, based on IRS Publication 502. Search any item — then track receipts in the free app and reimburse yourself later, tax-free.
Free to start. Look up any item, then let the app handle the tracking.
Or jump to a category:
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Curious how much your HSA could grow? Try the free HSA ROI Calculator →
Start with the most-searched items, or use the search above to check any of 890+. Every card links to the full eligibility rules and IRS source.
Your HSA is the best retirement account you're not using. Pay medical bills out of pocket, save the receipts, and let your HSA grow tax-free for decades. Then reimburse yourself later — even years later — to cover a down payment, a vacation, or retirement.
Cover medical expenses from your checking account like normal.
Log it in Reimbursable — even just the amount and date.
Invested in index funds, your HSA compounds tax-free for years.
Pull out tax-free cash any time — no expiration on receipts.
Upload photos or PDFs. We extract amount, date, and provider automatically.
Link your checking via Plaid. We scan for medical transactions so nothing slips through.
The IRS has no deadline. Pull reimbursements 1 year or 30 years later.
See exactly how much you've saved in taxes — in your bracket, not someone else's.
Plain-English answers. Always consult your tax advisor for specifics.
A Health Savings Account is a triple-tax-advantaged account you can contribute to if you have a High Deductible Health Plan (HDHP). Contributions are tax-deductible, growth is tax-free, and qualified medical withdrawals are tax-free too. No other account offers all three.
Because there's no deadline on HSA reimbursements. If you pay $500 today out of pocket, keep the receipt, and let that $500 grow tax-free in your HSA for 20 years — at 7% growth it becomes $1,900. When you pull it out later, it's still tax-free. You've essentially turned medical expenses into retirement savings.
No — this is the key insight. The IRS places no time limit on HSA reimbursements, as long as the expense occurred after your HSA was established and you have documentation. Save receipts now, cash out decades later.
It's a note from your doctor saying a specific expense is being used to treat a specific medical condition. For borderline items like gym memberships, massage therapy, or vitamins, a LMN turns them from "not eligible" into "eligible." Your doctor can usually write one during a regular visit.
Yes. Unlimited manual expense tracking, the HSA calculator, and the eligibility directory are free forever — no caps. Premium ($5/mo or $50/yr) adds AI receipt scanning, bank connections, and email receipt forwarding. If you only need year-end Form 8889 once, there's a $10 one-time tax bundle. See full pricing →
The IRS defines eligible expenses in Publication 502. In general, any expense for the diagnosis, cure, mitigation, treatment, or prevention of disease qualifies. This includes doctor visits, prescriptions, dental and vision care, mental health services, and hundreds of OTC items. Use the search above to check any specific item.